tag:blogger.com,1999:blog-11588067631703700292012-01-01T07:56:49.586-08:00UBEZPIECZENIA ZDROWOTNE w Niemczech. Ubezpieczenie bez udziału własnego ubezpieczenie http://ubezpieczenia-niemieckie.eu/ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.comBlogger891100tag:blogger.com,1999:blog-1158806763170370029.post-9542123215200316322020-12-31T23:59:00.000-08:002011-07-10T05:53:02.071-07:00ubezpieczenia <br /><ul><li>bez udziału własnego w kosztach leczenia /ohne Selbstbeteiligung</li><li>100% koszty koniecznego leczenia (ambulatoryjnie lub w szpitalu) </li><li>100 % koszty usług stomatologicznych </li><li>50% materiały stomatologiczne (koronki, wypełnienia, plomby, implanty, ortodoncja), max. 1.000 €/rok&nbsp;</li><li>bez konieczności badania lekarskiego oraz stomatologicznego</li><li>bez obowiązku nadpłaty zaległych składek ustawowych</li><li>gwarantowana stabilność składki /garantierte Beitragsstabilität - keine Beitragsanpassungen</li><li>bez konieczności zawierania umowy na wypadek wymagania opieki /ohne Pflegeversicherungpflicht</li><li>bez konieczności doliczania ustawowego 10% dodatku do taryfy głównej /ohne Altersrückstellungspflicht</li><li>serwis z wydłużonym czasem pracy, 7 dni w tygodniu, również przez polski tel.: +48 (0)22 2578550<br />koszty transportu zwłok do kraju ojczystego pokrywane do 10.000,00 €&nbsp;</li><li>ważne we wszystkich krajach Unii Europejskiej do trzech miesięcy po opuszczeniu Niemiec&nbsp;</li><li>Składki na ubezpieczenie zdrowotne i wypadkowe można odliczyć od podatku /Sonderausgaben als Vorsorgeaufwendungen </li></ul><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-954212321520031632?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com1tag:blogger.com,1999:blog-1158806763170370029.post-75220864602531299442020-12-31T23:58:00.000-08:002011-07-10T07:03:37.919-07:00<b>Jak zmusić Polaka do ubezpieczenia pielęgnacyjnego?</b><br /><br />Wystarczy przedstawić treść lub interpretację przepisów prawnych o obowiązku ubezpieczenia zdrowotnego (nie <a style="text-decoration: none; color: #000000;" href="http://ubezpieczenie-pielegnacyjne.wniemczech.de/">ubezpieczenia pielęgnacyjne</a>go!).<br /><br />Podstawa prawna: Ustawa o umowie <a style="text-decoration: none; color: #000000;" href="http://polskie-biuro.eu/ubezpieczenia/">ubezpieczeniowej</a> (§ 193 Abs. 3 VVG) <br /><br />- ubezpieczenie kosztów leczenia ambulatoryjnego i szpitalnego bez obraniczeń (zęby nie podlegają obowiązkowi ubezpieczenia),<br /><br />- udział własny w kosztach leczenia do 5.000 € w roku,<br /><br />- każda osoba zameldowana (niezależnie czy prowadzi działalność gospodarczą/Gewerbe) w Niemczech musi mieć ubezpieczenie zawarte w przedsiębiorstwie ubezpieczeniowym dopuszczonym do działalności w Niemczech w branży ubezpieczeniowej wg norm i zabezpieczeń niemieckich, podlegającym niezależnym niemieckim organom nadzorczym (BaFin).<br /><br />Konsekwencją nie posiadania ww. ubezpieczenia zdrowotnego może być spłacenie składek wstecz.<br /><br />Całkiem legalnie można obejść ten przepis prowadząc <a style="text-decoration: none; color: #000000;" href="http://dzialalnoscgospodarcza.de">działalność gospodarczą</a> w Niemczech bez zameldowania mieszkania. Wystarczy meldunek w Polsce i <a style="text-decoration: none; color: #000000;" href="http://dzialalnoscgospodarcza.de/">serwis biurowy</a> <a style="text-decoration: none; color: #000000;" href="http://wniemczech.de/">w Niemczech</a>. W tym przypadku zalecane jest wykupienie bardzo korzystnego cenowo ubezpieczenia zdrowotnego w Polsce na wypadek nagłej choroby lub wypadku (PZU/Wojażer, <a style="text-decoration: none; color: #000000;" href="http://warta.biz/">Warta</a>/Travel, Allianz/Globroter) na wyjazd i pracę za granicą.<br /><br />Uważny czytelnik zauważy, że w ww. przepisach nigdzie nie ma wzmianki o obowiązku ubezpieczenia pielęgnacyjnego (Pflegeversicherung).<br /><br />W takim razie dlaczego jest usilnie rozpowszechniana informacja, że w Niemczech jest obowiązek ubezpieczenia opiekuńczego? Chodzi oczywiście o dodatkowe profity. Jeżeli ktoś chce kupić samochód, dlaczego nie sprzedać mu dodatkowo przyczepy<br />z aluminiowymi felgami?<br /><br />Tylko w przypadku taryfy ubezpieczenia zdrowotnego<br />na czas nieograniczony lub ubezpieczenia ustawowego (gesetzliche Krankenversicherung) konieczne jest zawarcie ubezpieczenia pielęgnacyjnego.<br /><br />Większość tzw. „niezależnych maklerów“ ubezpiecza Polaków w takich taryfach, w których dodatkowo dochodzi jeszcze wysoki udział własny. Aby nie straszyć klienta często jest ten temat przemilczany. Nawet na niektórych polisach ubezpieczeniowych (Hanse Merkur) nie jest on widoczny a ubezpieczony dowiaduje się o tym dopiero jak rachunki za leczenie nie są pokryte.<br /><br />„Ze wszystkich taryf na rynku <a style="text-decoration: none; color: #000000;" href="http://tlumacz.polskie-biuro.eu/">niemiecki</a>m wybrałem najlepszą!“ Pytanie tylko - dla kogo najlepszą?<br /><br />W taryfach bez ograniczeń czasowych są dopasowania składek (Beitragsanpassung). Wiele ubezpieczalni dopasowało się do wymagań klientów i wprowadziło „taryfy przynęty“ dzisiaj bardzo tanie a po kilku latach płacimy podwójnie. Dlaczego tak się dzieje, jakie są inne „haki“ i na co należy zwrócić uwagę więcej na naszych stronach internetowych<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7522086460253129944?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-49893380559941419242020-12-31T23:57:00.001-08:002011-07-10T07:03:13.450-07:00<b>Ubezpieczenia zdrowotne</b> w Niemczech<br />od 01.01.2009 istnieje obowiązek ubezpieczena zdrowotnego<br />Wiecej informacji udzielamy telefonicznie<br />tel.: +49 69 29729359<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4989338055994141924?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com1tag:blogger.com,1999:blog-1158806763170370029.post-51697041681346138542020-12-31T23:57:00.000-08:002010-08-20T04:34:30.111-07:00Ubezpieczenie w Niemczech<br /><br />Zamów indywidualną, bez zobowiązań ofertę: dla siebie, członków rodziny lub znajomych!<br />Zadzwoń na +49 (0)69 29729359, podaj&nbsp;płeć, dokładną datę urodzenia, adres, e-mail, faks...<br />a przyślemy bezpłatną ofertę.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-5169704168134613854?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com1tag:blogger.com,1999:blog-1158806763170370029.post-86406642594574054172020-12-31T06:10:00.000-08:002010-08-20T04:38:40.299-07:00<a href="http://polskie-biuro.eu/ubezpieczenia/ubezpieczenie-zdrowotne/">ubezpieczenie zdrowotne</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8640664259457405417?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-78915406040267408462020-12-20T01:08:00.000-08:002010-08-20T01:16:49.717-07:00Rentenversicherung<br />Unfall-Versicherung<br />Vorsorge Kinder<br />Autoversicherung<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7891540604026740846?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-36820094997072097772020-12-10T04:44:00.005-08:002011-01-07T00:44:00.592-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3682009499707209777?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-29673781139909408042020-12-10T04:44:00.003-08:002011-01-07T00:43:24.850-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2967378113990940804?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-49817857538768973312020-12-10T04:44:00.002-08:002011-01-07T00:43:24.240-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4981785753876897331?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-55215299430125820722020-12-10T04:44:00.001-08:002011-01-07T00:43:23.593-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-5521529943012582072?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-5639895021598796142020-12-10T04:44:00.000-08:002011-01-07T00:43:22.823-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-563989502159879614?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-12799599947545154602020-12-10T04:19:00.005-08:002011-01-07T00:44:28.087-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1279959994754515460?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-8634609631012958692020-12-10T04:19:00.004-08:002011-01-07T00:44:27.551-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-863460963101295869?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-8333773612026353972020-12-10T04:19:00.003-08:002011-01-07T00:44:27.100-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-833377361202635397?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-72495814480154314872020-12-10T04:19:00.002-08:002011-01-07T00:43:58.752-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7249581448015431487?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-52736212241605397992020-12-10T04:19:00.001-08:002011-01-07T00:43:58.332-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-5273621224160539799?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-16247095139525241112020-12-10T04:19:00.000-08:002011-01-07T00:43:57.859-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1624709513952524111?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-4103751489182255702020-12-10T03:40:00.005-08:002011-01-07T00:44:28.489-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-410375148918225570?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-78842857826845217862020-12-10T03:40:00.004-08:002011-01-07T00:43:59.238-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7884285782684521786?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-83628479498687252232020-12-10T03:40:00.003-08:002011-01-07T00:43:29.273-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8362847949868725223?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-57435727571481297642020-12-10T03:40:00.002-08:002011-01-07T00:43:28.582-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-5743572757148129764?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-70710285923499670842020-12-10T03:40:00.001-08:002011-01-07T00:43:27.751-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7071028592349967084?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-70050012669301572512020-12-10T03:40:00.000-08:002011-01-07T00:43:26.221-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7005001266930157251?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-38247308926267612122020-12-10T01:02:00.005-08:002011-01-07T00:44:58.519-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3824730892626761212?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-19721686376726866532020-12-10T01:02:00.004-08:002011-01-07T00:44:57.927-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1972168637672686653?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-54653003652369195242020-12-10T01:02:00.003-08:002011-01-07T00:44:57.249-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-5465300365236919524?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-38210100267342934082020-12-10T01:02:00.002-08:002011-01-07T00:44:56.670-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3821010026734293408?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-86555063830351361682020-12-10T01:02:00.001-08:002011-01-07T00:44:55.986-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8655506383035136168?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-68463567554905850572020-12-10T01:02:00.000-08:002011-01-07T00:44:55.454-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-6846356755490585057?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-70484762861549741852020-12-03T16:13:00.000-08:002010-08-20T04:38:05.381-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7048476286154974185?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-62862305186441644922020-12-03T16:12:00.004-08:002010-08-20T04:38:00.259-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-6286230518644164492?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-274950837396091902020-12-03T16:12:00.003-08:002010-08-20T04:37:56.404-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-27495083739609190?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-29474472536789805482020-12-03T16:12:00.002-08:002010-08-20T04:37:49.133-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2947447253678980548?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-10268246186205521442020-12-03T16:12:00.001-08:002010-08-20T04:35:55.195-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1026824618620552144?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-35329366775509073782020-12-03T16:12:00.000-08:002010-08-20T04:35:19.994-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3532936677550907378?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-32852006402677736302020-12-03T15:22:00.000-08:002010-08-20T04:37:15.010-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3285200640267773630?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-1942458350648303082020-12-03T13:59:00.000-08:002010-08-20T04:37:20.532-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-194245835064830308?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-46817605779016022522020-12-03T13:58:00.000-08:002010-08-20T04:37:45.584-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4681760577901602252?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-3475622815486490742020-12-03T13:56:00.002-08:002010-08-20T04:37:42.222-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-347562281548649074?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-4290069860448732702020-12-03T13:56:00.001-08:002010-08-20T04:37:38.049-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-429006986044873270?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-83632337626577722942020-12-03T13:56:00.000-08:002010-08-20T04:37:33.666-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8363233762657772294?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-87413751728786042312020-12-03T02:57:00.002-08:002010-08-20T04:38:52.488-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8741375172878604231?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-16055808231669062762020-12-03T02:57:00.001-08:002010-08-20T04:38:48.900-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1605580823166906276?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-15903837679786885572020-12-03T02:57:00.000-08:002010-08-20T04:38:45.587-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1590383767978688557?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-28055521502576011402020-12-03T02:56:00.002-08:002010-08-20T04:38:33.698-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2805552150257601140?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-76248270960075713222020-12-03T02:56:00.001-08:002010-08-20T04:38:30.045-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7624827096007571322?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-81516310007736701872020-12-03T02:56:00.000-08:002010-08-20T04:38:25.870-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8151631000773670187?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-25221770841136112662020-12-03T01:08:00.004-08:002010-08-20T04:32:26.359-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2522177084113611266?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-45152909037270311202020-12-03T01:08:00.003-08:002010-08-20T04:32:21.499-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4515290903727031120?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-22145499684722040862020-12-03T01:08:00.002-08:002010-08-20T04:32:17.799-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2214549968472204086?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-36314895969152702502020-12-03T01:08:00.001-08:002010-08-20T04:32:10.213-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3631489596915270250?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' 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/></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-4424646494358510472020-12-02T02:57:00.000-08:002010-09-02T03:39:47.706-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-442464649435851047?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-60409571777185350492011-06-21T12:19:00.001-07:002011-06-21T12:19:45.649-07:00Jeder möchte nach neuesten medizinischen Standards versorgt werden. 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title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz/rentenversicherung.htm">Rentenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz">Krankenkasse</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz/krankenversicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz/versicherung.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz/versicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurari.ergo-versicherung.biz/krankenkasse.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherung.biz/">Krankenversicherung</a><br /><a style="color: 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style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/kranken-versicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/krankenversicherung.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/krankenkasse.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/rentenversicherung.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/kfz.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/versicherung.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/rentenversicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/versicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/stiftung-warentest.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/krankenversicherung.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/versicherung/krankenkasse.html">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://asigurare.ergo-versicherungen.net/versicherung/krankenversicherung.htm">Krankenversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz">Zahnversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz/zahnversicherung.html">Zahnversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz/zahnversicherung.htm">Zahnversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz/zahnzusatzversicherung.html">Zahnversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz/zahnzusatzversicherung.htm">Zahnversicherung</a><br /><a style="color: #ffffff;" title="Krankenversicherung" href="http://zahnversicherung.ergo-versicherung.biz/versicherung.html">Zahnversicherung</a><br /><br /><br />Vergleich Private <a style="color: #000000;" title="Krankenversicherung" href="">Krankenversicherung</a> und Gesetzliche Krankenkasse<br />In Deutschland können Krankheitskosten entweder über die gesetzliche <a style="color: #000000;" title="Krankenversicherung" href="http://krankenversicherung.ergo-versicherung.biz/krankenversicherung.html">Krankenkasse</a> (GKV) oder die private <a style="color: #000000;" title="Krankenversicherung" href="http://krankenversicherung.ergo-versicherung.biz/krankenversicherung/krankenversicherung.htm">Krankenversicherung</a> (PKV) abgesichert werden. Dabei bestehen zwischen beiden Versicherungssystemen gravierende Unterschiede.So gehört die gesetzliche <a style="color: #000000;" title="Krankenversicherung" href="http://krankenversicherung.ergo-versicherung.biz/krankenversicherung/krankenversicherung.html">Krankenversicherung</a> zum Sozialversicherungssystem in Deutschland, wodurch Arbeitnehmer pflichtversichert sind. Nur dann, wenn die Jahresarbeitsentgeltgrenze bzw. die Versicherungspflichtgrenze in drei aufeinander folgenden Jahren überschritten wird, entfällt die Versicherungspflicht, so dass ein Wechsel in die private <a style="color: #000000;" title="Krankenversicherung" href="http://krankenversicherung.ergo-versicherung.biz/versicherung/krankenversicherung.htm">Krankenversicherung</a> möglich ist.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-6040957177718535049?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-1421147660461324802011-06-17T02:33:00.011-07:002011-06-17T02:33:43.848-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-142114766046132480?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-83384391412125167992011-06-17T02:33:00.009-07:002011-06-17T02:33:43.510-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8338439141212516799?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-35683843356308424442011-06-17T02:33:00.007-07:002011-06-17T02:33:37.648-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3568384335630842444?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-67691950129163960812011-06-17T02:33:00.005-07:002011-06-17T02:33:37.203-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-6769195012916396081?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-1292796368181044402011-06-17T02:33:00.003-07:002011-06-17T02:33:36.658-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-129279636818104440?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-91345737410903090622011-06-17T02:33:00.001-07:002011-06-17T02:33:36.212-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-9134573741090309062?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-39683720473477487962011-05-18T07:51:00.005-07:002011-05-18T07:51:30.554-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3968372047347748796?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-46926138243695415722011-05-18T07:51:00.004-07:002011-05-18T07:51:29.837-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4692613824369541572?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-7357755310445822502011-05-18T07:51:00.003-07:002011-05-18T07:51:28.742-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-735775531044582250?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-85948268852902858452011-05-18T07:51:00.002-07:002011-05-18T07:51:26.558-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8594826885290285845?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-17605225472361182732011-05-18T07:51:00.001-07:002011-05-18T07:51:23.130-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-1760522547236118273?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-73793732537811556782011-05-18T07:51:00.000-07:002011-05-18T07:51:14.788-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7379373253781155678?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-47141049119643476192011-04-27T07:15:00.000-07:002011-04-27T07:15:01.227-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4714104911964347619?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-37309385515704387872011-04-27T07:14:00.006-07:002011-04-27T07:14:16.931-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3730938551570438787?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-2770037899759583192011-04-27T07:14:00.005-07:002011-04-27T07:14:11.496-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-277003789975958319?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-23437618828956924342011-04-27T07:14:00.004-07:002011-04-27T07:14:09.143-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2343761882895692434?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-2149293940296864122011-04-27T07:14:00.003-07:002011-04-27T07:14:58.272-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-214929394029686412?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-63541322960932604432011-04-27T07:14:00.001-07:002011-04-27T07:14:12.714-07:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-6354132296093260443?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-28920196771381860142011-03-03T05:58:00.005-08:002011-03-03T05:58:12.306-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2892019677138186014?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-73111385955730990832011-03-03T05:58:00.004-08:002011-03-03T05:58:10.645-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-7311138595573099083?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-43047078178638591632011-03-03T05:58:00.003-08:002011-03-03T05:58:09.175-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-4304707817863859163?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-90093702423944476202011-03-03T05:58:00.002-08:002011-03-03T05:58:08.265-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-9009370242394447620?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-29409343362753347562011-03-03T05:58:00.001-08:002011-03-03T05:58:07.571-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2940934336275334756?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-36829605419269029092011-03-03T05:58:00.000-08:002011-03-03T05:58:06.818-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-3682960541926902909?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-27767773937842512412011-02-03T07:13:00.005-08:002011-02-03T07:13:06.752-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2776777393784251241?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-85860109574123762442011-02-03T07:13:00.004-08:002011-02-03T07:13:06.017-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-8586010957412376244?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' /></div>ubezpieczeniahttp://www.blogger.com/profile/04399316214154901599noreply@blogger.com0tag:blogger.com,1999:blog-1158806763170370029.post-26295421816443035232011-02-03T07:13:00.003-08:002011-02-03T07:13:05.147-08:00<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1158806763170370029-2629542181644303523?l=ubezpieczenia-zdrowotne.blogspot.com' alt='' 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